> For the complete documentation index, see [llms.txt](https://docs.usdfi.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.usdfi.com/usdfi-explained-in-120-seconds/vision.md).

# Vision

## What's USDFI?

* USDFI is crypto’s first **Universal Banking Protocol** and DeFi’s native ominchain banking layer
* USDFI offers a complete **marketplace for digital asset liquidity & investment management** by integrating **liquidity, lending and stablecoins** into one full-service protocol
* USDFI introduces new DeFi primitives to leverage a seamless cryptoeconomoy with DeFi's first **non-zero-sum tokenomics** powering a **truly decentralized currency**.