# General questions about USDFI ### What is the USDFI Protocol? The first live implementation of a foundational universal DeFi banking protocol powering a truly decentralized currency. Short description, but there’s a lot to unpack! ### What’s so special about USDFI? It’s DeFi’s first Universal Banking layer offering all core DeFi services in one place. No matter if you require liquidity, lending/borrowing or a stablecoin, we’ve got you covered. Also, USDFI serves as your universal DeFi UX/UI-Layer and offers access to your favorite Money Legos across DeFi with 1-click. ### What’s USDFI? A protocol or a stablecoin? I’m confused. There’s USDFI (the protocol) and USDFI (the token - and native stablecoin of the protocol). That’s it. Short and simple! ### Why would I use USDFI? DeFi today lacks user experience. It involves navigating through a complex network of specialized protocols, often requiring users to switch between multiple platforms to access the services they require. This can lead to frustration, high costs, and increased risks. USDFI is here to fill the gap and provide a seamless DeFi experience across all verticals. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.usdfi.com/faq/general-questions-about-usdfi.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.